Videos
Retirement should feel like freedom — not fear. But there’s a hidden threat that can quietly undermine your financial future: Sequence Of Return Risk. In this video, David Schlitt of Merit Wealth Advisors explains how market losses early in retirement can significantly impact the long-term success of your portfolio — and what you can do about it.
When it comes to building and preserving wealth, high net worth investors face unique opportunities — and unique challenges. In this video, David Schlitt of Merit Wealth Advisors breaks down the 5 common mistakes affluent investors often make and shares actionable strategies aimed at helping to avoid them. Whether you’re navigating liquidity needs, planning your legacy or rethinking how your portfolio is structured, this video offers valuable insights to support smarter financial planning decisions.
Have you hit the $500,000 milestone or more in your investments? First off — congratulations! That’s no small feat. But as your wealth grows, so does the complexity of managing it. In this video, Sol Shen of Merit Wealth Advisors shares five critical areas every high net worth investor should consider when it’s time to level up your financial strategy. Whether you’re focused on growth, protection or planning for the future, these strategies can help keep you on the right financial path. Watch now and learn how to take your financial plan to the next level.
Financial Wellness isn’t just measured by the size of your portfolio — it’s about having clarity, comfort and confidence in all aspects of your financial life. In this video, Sol Shen of Merit Wealth Advisors explains how Financial Wellness can reduce stress, improve your health and leave a lasting legacy. Whether you’re just starting your financial journey or approaching retirement, having a plan — and a Financial Planning partner — can make all the difference.
As a business owner, your company is likely your most significant investment. But relying on your business as your sole source of retirement income can be risky. In this video, Sol Shen and David Schlitt of Merit Wealth Advisors share valuable insights on how to balance business reinvestment and a diversified portfolio to help plan for a brighter financial future — if and when you choose to exit your business.
Watch the video to learn more!
When it comes to building and preserving wealth, high net worth investors face unique opportunities — and unique challenges. In this video, David Schlitt of Merit Wealth Advisors breaks down the 5 common mistakes affluent investors often make and shares actionable strategies aimed at helping to avoid them. Whether you’re navigating liquidity needs, planning your legacy or rethinking how your portfolio is structured, this video offers valuable insights to support smarter financial planning decisions.
Are you concerned about taxes in retirement? A Roth IRA may be the perfect solution for your retirement goals. In this video, Sol Shen of Merit Wealth Advisors breaks down how a Roth IRA can help your money grow tax-deferred and provide tax-free withdrawals once you reach 59½, subject to the five-year rule. Learn about the key benefits of Roth IRAs, including flexibility in withdrawals and no required minimum distributions (RMDs). Sol also explains the Roth Conversion process and how it could potentially benefit your financial future, especially if you expect your tax rate to rise in retirement.
Creating a lasting legacy is about more than accumulating assets — it’s about the values and experiences you enjoy together and the memories you leave behind. At Merit Wealth Advisors we’ll help you build a financial strategy that supports creating meaningful moments and enduring traditions that can last for generations to come.
Planning for retirement often begins with a big question: “How much will I receive in Social Security Benefits?” While this is an essential starting point, your retirement plan should go beyond the numbers to reflect your priorities, goals and dreams. In this video, David Schlitt shares how you can use the free Social Security Quick Calculator available through the Merit Wealth Advisors website to get an estimate of your benefits in seconds. But that’s just the beginning — Watch now to learn more!
The new year is the perfect time to reset and refocus on your financial goals. In this video, Sol shares seven investor resolutions to help you start the year off strong. Whether it’s rebalancing your portfolio, reviewing your 401k or building a plan to reduce debt, these resolutions can help put you on the path to a brighter financial future. No matter where you’re starting, we’re here to help you take the next step. At Merit Wealth Advisors, our goal is to help make financial planning simple and tailored to your needs, while providing comfort, clarity and confidence every step of the way.
In an increasingly digital world, understanding cybersecurity is more important than ever. To help you navigate this critical area, Merit Wealth Advisors hosted a webinar with special speaker, Officer Daniel Holland from the Maitland Police Department. We are honored to have Daniel Holland, a seasoned police officer with extensive experience in cybersecurity, as our guest speaker. During the webinar, Officer Holland covers understanding how modern con artist work, best practices for protecting sensitive information, techniques to reduce your chances of becoming a victim, and real-world case studies and practical tips.
Join Sol Shen and David Schlitt as they reflect on a year filled with gratitude, growth and successful collaboration. At Merit Wealth Advisors, we’re passionate about helping you plan for a more financially secure future, and we couldn’t be more thankful for the opportunity to serve you.
We’re also excited to share a sneak peek of our new venture, NexStage Consulting, launching in 2025! NexStage is dedicated to helping business owners elevate their companies and plan for successful exits, paving the way for an exciting next stage of life. Stay tuned for more updates in the coming months.
Creating a lasting legacy is about more than accumulating assets — it’s about the values and experiences you enjoy together and the memories you leave behind. At Merit Wealth Advisors we’ll help you build a financial strategy that supports creating meaningful moments and enduring traditions that can last for generations to come.
In many ways, building wealth is a lot like climbing a mountain — it’s a journey that takes patience, determination and a steadfast guide. In this video, Sol Shen from Merit Wealth Advisors shares his experience scaling the heights of Mount Fuji and how it relates to the journey of investing. Whether your goal is retirement, family security or starting your own business, our dedicated team is here to help you take steady steps toward achieving it. We understand the importance of slow and steady progress and can help guide you every step of the way.
In today’s ever-changing world, uncertainty is all around us. From political elections to global economic shifts, it’s natural to feel a little uneasy sometimes about what lies ahead. At Merit Wealth Advisors, we can’t predict the future, but we can help you prepare for it. In this video, Sol Shen explains how our data-driven investment strategies, portfolio stress-testing and disciplined approach to financial planning can help you invest with greater clarity, comfort and confidence. Learn why a personalized and prudent approach is key to weathering market fluctuations and helping you stay on track with your long-term financial goals.
While hiking in Grand Teton National Park just after a visit to Yellowstone, David Schlitt of Merit Wealth Advisors draws a compelling analogy between the unpredictability of geysers and the challenges investors face in today’s markets.
44% of Americans say they can’t cover an unexpected $1,000 expense. Building a Rainy Day Fund can help pay for things like an emergency car repair or medical bill. At Merit Wealth Advisors, we always make setting aside funds to cover unplanned expenses an important part of our clients’ comprehensive financial plan. Learn why an emergency fund is so critical to investment goals and how to avoid common mistakes that can damage your financial health.
While celebrating his 25th wedding anniversary in beautiful Hawaii, Merit Wealth Advisors' David Schlitt takes a moment to share the joy and excitement of important life milestones — and the need for proper financial planning to reach them. Whether it’s retiring, selling a company, starting a family or welcoming a grandchild, achieving many of life’s most significant milestones is easier with a prudent financial plan in place.
When you’re carrying excessive debt, it’s a lot like trying to fill a leaky bucket. Even with a lot of effort, your hard-earned dollars keep seeping out the bottom. Compounding interest payments to creditors can steal your financial freedom drop by drop. If you have student loans or need to pay off credit card debt, our expert advisors can help with strategies we know work. Let Merit Wealth Advisors help you plug that leaky bucket once and for all so you can start filling it with your retirement dreams.
Unlock the full potential of your business with expert strategies from the Exit Planning Institute’s Orlando Chapter. Learn from industry professionals and gain practical tips to help maximize your business’s value. As co-founders of EPI-Orlando, Merit Wealth Advisors is proud to host a forum where business owners can receive valuable insights on taking their company to the next level. Join us at our monthly in-person events to delve deeper into effective Exit Planning strategies and start building your business for the future.
Recent data suggests Gen Xers are behind in saving for retirement. They’ve faced a unique set of financial struggles, from national and global economic crises to higher levels of student debt and the cost of taking care of aging parents. All these factors have impeded many Gen Xers’ ability to save. And with retirement on the near horizon, it’s causing many to worry about what the future might hold. The good news is that it’s not too late to take proactive steps to improve your retirement readiness. Merit Wealth Advisors can help tailor a personalized, lifestyle-based plan to get your retirement planning on track to meet your future needs.
Everyone’s dreams are unique — from a big family vacation to a retirement home on a sandy shore, we all have a destination in mind and a unique course to chart. Merit Wealth Advisors is here to help ensure smooth sailing along the way. We bring comfort, clarity and confidence to your personal Financial Planning, so you don’t have to feel like you’re just treading water and trying to stay afloat. And when things get rough, we’re a lifeline in choppy financial seas. So tell us what floats your boat and we’ll help you navigate — with a steady hand and the wind at your back — toward a brighter financial horizon.
If you’re a business owner, you should be thinking about Exit Planning. Even if selling your business is the furthest thing from your mind today, you might be faced with one of the “5 Ds” — the five potentially biggest business risks — at any time. Merit Wealth Advisors has the expertise to support clients in preserving their wealth and legacy in the face of catastrophic events or in the planned departure of an owner or partner. This short video explains why exit planning isn’t something to put off for someday. Prepare now for the time when you’ll close this chapter of your life, and put contingencies in place should the unexpected occur. Learn how exit planning can help you build business value — and greater resilience.
The holiday season is a busy time, but don’t let end-of-year money management slip off your radar. There are benefits to gain and pitfalls to avoid when it comes to your year-end finances. Merit Wealth Advisors has a short list of 5 year-end essentials to consider before 2024.
Medicare Advantage is often touted as a budget-friendly solution for seniors, but there may be big financial and other costs to pay down the road. In many ways, Medicare can operate like the familiar, cafeteria-style insurance plans many had access to through their employer. However, they come with limitations that could end up costing you a lot more than money in the long run. Learn more about the consequences of your Medicare enrollment decisions.
It’s natural to have some occasional concerns about your investments. But if financial anxiety is keeping you up at night, it’s time to adjust your money mindset. When it comes to facing financial fears, you don’t have to go it alone. At Merit Wealth Advisors, we see the person behind each portfolio we manage. We can assist with the emotional aspects of investing while helping you develop a strategy to suit your risk tolerance and goals. In this video, we explain how our team of advisors helps clients invest with greater clarity, comfort and confidence.
The highly publicized collapse of two regional financial institutions, Signature Bank and Silicon Valley Bank, has left many investors wondering “where’s my cash?” — and “is it safe?” In this video, you’ll learn how FDIC and SIPC insured institutions help keep your cash protected.
At Merit Wealth Advisors, we’ve never met a cookie-cutter client. Everyone’s dreams are unique, and so is their pathway to financial freedom. Our team of experienced Financial Advisors can take your goals and turn them into a personalized roadmap to help get you there.